1. Choose the focus
Each mode uses the same core lab, but starts students with a slightly different financial question.
The point
This is not about judging spending. It is about noticing patterns, protecting needs, and using money on purpose.
2. Build the money picture
Move the sliders. The goal is not perfection; the goal is to notice whether the plan supports stability and priorities.
$2,000monthly income
$0assigned to choices
$0remaining / over budget
0%planned giving rate
Budget pressure
3. Pick your top values
Choose up to three. Then compare those values to the budget choices from the last step.
Values match
Choose values to see whether the budget matches.
4. Sort the choices
Drag each choice into the best category. On touch screens, tap a chip to cycle it through the categories.
Sort the choices, then check your work.
5. Community scenario
Money decisions can affect your own goals and the people around you. Draw a scenario, then choose the strongest response.
Scenario will appear here.
Draw a card to begin.
Choose a response after drawing a scenario.
Your decision rule
Finish with one sentence you could actually use before spending or giving.