Money Leak Lab

Subscription Leak Detector

Audit a practice statement, spot repeat charges, and decide what to keep, review, or cancel before tiny charges quietly become real money.

Your mission

Find the money leaks. Keep what still matters, question what feels automatic, and cancel what you would not choose again today.

Step 1

Choose a practice statement

Each statement has a different pattern of subscriptions, app charges, fees, and repeat purchases.

Step 1 of 5

Step 2

Audit the repeat charges

Choose what to keep, review, or cancel. The totals update automatically.

Monthly repeat cost$0

Annual repeat cost$0

Potential savings$0

Leaks flagged0

Start the audit.

Review the charges and choose what you would do with each one.

Step 2 of 5

Step 3

See the yearly impact

Monthly charges feel small because they hide the yearly total. This chart shows what the repeated charges become.

Annual repeat cost$0

Potential savings$0

Reviewed0

Canceled0

Step 3 of 5

Quick check

What does one small charge become?

Pick a repeat purchase and annualize it. This is the simplest way to make invisible spending visible.

Repeat charge amount ($)

How often?

That charge becomes $144 per year.

If you would not sign up for it again today, it may be a leak.

Step 4 of 5

Step 5

Build your leak-detection rule

A good money habit is simple enough to repeat. Use this checklist before your next statement review.

Check the statement every month.Do not rely on memory. Repeat charges hide in plain sight. Ask, “Would I rebuy this today?”If the answer is no, cancel it or pause it. Annualize the charge.Multiply monthly payments by 12 before deciding if they are worth it. Watch for free trials and renewals.“Free” becomes expensive when you forget to cancel. Move the saved money somewhere on purpose.Canceling a leak only helps if the money gets a better job.

Your audit sentence

Step 5 of 5

Practice activity only. No entries are saved. Real statements may include taxes, pending charges, refunds, and bills not shown here.